In this ESL lesson plan for adults and teens, students watch an animated video about the 50/30/20 budgeting rule and how to easily manage personal finances. It includes discussion questions and conversation activities about budgeting, money, and personal finance. Students learn some important vocabulary terms and phrases from the video. The post-viewing section includes activities on vocabulary context usage, a CCQ discussion task, and another activity on the words using the prefix "un-". The grammar activity features the zero conditional used with mondal verbs. There are additional speaking tasks included, as well as a quiz and review section with a bonus activity.

The 50/30/20 budget is a simple way to get in control of your money. This budgeting method keeps things simple by dividing your after-tax income into just three different categories: needs, wants, and savings. Every time you get paid, you will spend 50% of your money on needs, 30% on wants, and put the remaining 20% into savings.